Divya Mali 
The 8th Central Pay Commission (8th CPC) is highly anticipated, especially by employees in Level-3 with Grade Pay ₹2000, who are keen to understand what their revised salary might look like. While the final recommendations are still awaited, here’s an estimated breakdown based on a projected fitment factor of 1.92. What Will Be the Revised … Read more
Are you an EPF subscriber wondering when you’ll be able to use your hard-earned savings? Well, the government might be preparing for a major shift — a rule that could allow you to withdraw your entire EPF amount every 10 years, without waiting until retirement. Let’s break down what’s changing, why it matters, and what … Read more
Starting 15 July 2025, Indian Railways has changed the rules for booking Tatkal tickets — and if you haven’t updated your IRCTC profile with Aadhaar authentication, you might not be able to book your ticket at all. What’s the New Rule for Tatkal Ticket Booking? Whether you’re booking from: You will now need to complete … Read more
Still figuring out where to park your extra money safely—and earn something worthwhile in return?Well, SBI just gave everyone a reason to look twice. The bank’s brand-new 210-day Fixed Deposit scheme is now live, offering a limited-time interest rate of 7.2%. And yes—it’s risk-free, backed by SBI, and tailored for those who prefer short-term, secure … Read more
Planning to buy your first home but struggling with the down payment? You’re not alone. In a welcome move for the salaried class, the Employees’ Provident Fund Organisation (EPFO) has relaxed the rules around EPF advance withdrawal, making it easier for members to use their savings for homeownership. Let’s walk through what’s changed, why it … Read more
Still unsure whether you’ll get a pension after leaving your job early? You’re not alone. But a recent update from EPFO is bringing new hope — especially for private-sector employees. The Employees’ Provident Fund Organisation (EPFO) has made a significant change that now allows eligible employees to receive pension even if they’ve worked only 10 … Read more
What is the penalty for 10000 PAN card Have you ever ignored that one tiny PAN card update, thinking it could wait? If yes, you’re not alone but this time, the rules have changed, and the consequences are serious. If you hold a PAN card, this update could impact your bank account, your KYC status, … Read more
On July 11, Bihar Chief Minister Nitish Kumar confirmed that ₹1227 crore has been disbursed through Direct Benefit Transfer (DBT) to more than 1.11 crore pensioners across the state. This step brings relief and dignity to elderly citizens, widows, and people with disabilities. If you’ve been receiving just ₹400 per month, your pension is now … Read more
The Ministry of Finance has confirmed that all tax benefits currently available under the National Pension System (NPS) will now also apply to the Unified Pension Scheme (UPS). This move ensures fairness between the two schemes and makes UPS just as rewarding for retirement planning. Let’s break down what this means, especially if you’re planning … Read more
While filing your Income Tax Return (ITR) is the first step, getting your refund is just as important — especially if you’ve paid more tax than required. Key Points for Tax Refund 2025 Point Details Deadline to file ITR 15 September 2025 Reason for delay Stricter scrutiny, document checks Forms that take longer ITR-2, ITR-3 … Read more