Here’s something most customers miss about the new locker regulations—it’s about more than just rent hikes. The RBI’s 2025 update refines agreements, tightens KYC norms, and raises liability caps. You might be wondering about this part: it’s easier than it seems once you know where to look. Revised Agreements and KYC Overhaul Banks must get … Read more
This is what most people do not get with this update, it is not all about salary increment. The 8 th Pay Commission that was endorsed in January 2025 is yet to be completely constituted with new terms of reference, and a chairman among other additions. Such a delay has plunged more than 1.12 crores … Read more
The Ministry of Finance has confirmed that all tax benefits currently available under the National Pension System (NPS) will now also apply to the Unified Pension Scheme (UPS). This move ensures fairness between the two schemes and makes UPS just as rewarding for retirement planning. Let’s break down what this means, especially if you’re planning … Read more
While filing your Income Tax Return (ITR) is the first step, getting your refund is just as important — especially if you’ve paid more tax than required. Key Points for Tax Refund 2025 Point Details Deadline to file ITR 15 September 2025 Reason for delay Stricter scrutiny, document checks Forms that take longer ITR-2, ITR-3 … Read more
That’s especially true for those relying on their Employees’ Provident Fund (EPF) as a long-term financial safety net. But here’s the reassuring news: the EPF interest rate for 2024–25 is expected to remain unchanged at 8.25%. Repo Rate Cut Triggers Speculation Recently, the RBI reduced the repo rate by 0.25%, raising concerns across the board. … Read more
Worried about where to park your hard-earned money safely? With rising inflation and economic ups and downs, finding a secure investment that also gives decent returns feels impossible, doesn’t it? Good news – the Post Office Fixed Deposit (FD) Scheme might be your perfect solution. Backed by the Indian government, it offers better interest rates … Read more
In India, the toll collection service has taken a new turn in 2025 where the new regulations of FASTags have been conducted to make it effective, secure and able to ensure easier experience to the commuter. Having gone digital, tolling has become an expected norm and National Payments Corporation of India (NPCI) and NHAI have … Read more
Worried about fluctuating markets? Fixed deposits might just bring you some peace of mind—especially if you’re a senior citizen. Unlike shares or mutual funds, FDs offer guaranteed returns. And here’s some good news: a few select banks are now offering interest rates above 8.50% exclusively for senior citizens. Why Do Senior Citizens Get Higher FD … Read more
There’s growing buzz that the 8th Pay Commission may finally be announced soon. According to sources, the fitment factor—a key multiplier used to revise salaries—could see a major hike. This factor was last set at 2.57 under the 7th Pay Commission. In the upcoming 8th Pay Commission, it might rise to 2.86, leading to a … Read more